Client Services

At Arbor Investment Management, we view comprehensive Wealth Management as a balanced combination of professional investment management and personalized, ongoing financial forecasting/advice. Unlike firms that charge separate "financial planning" and asset management fees, Arbor provides thorough financial forecasting and consultation services to our asset management clients with no additional charge. We begin each relationship with a detailed assessment of your financial position to fully quantify and understand the goals, time horizons and risk tolerance that will drive the initial construction of your personalized investment portfolio. Over time we revisit your financial forecasting and planning needs as often as necessary to assure your direct managed portfolio and overall asset allocation are positioned to meet your goals.

Our Full Client Service Offering includes:

• Financial Forecasting and Total Asset Allocation Guidance: Using our state-of-the-art proprietary forecasting software, we are able to provide a comprehensive Personalized Financial Forecast to each client. This detailed analysis provides cash flow based modeling of multiple forecast scenarios, offering you a robust look at your long-term wealth building and retirement outlook. We will work with you to update the forecasts as often as necessary to provide valuable insight when making important financial decisions or considering career changes and retirement timing. Your Personal Financial Forecast also includes a total asset allocation review that assesses the diversification of your total financial resources. This assures you have a full view of your financial position and a clear understanding of how the allocation of your direct managed assets coordinates with your other assets.
• Direct Investment Portfolio Management: Our primary responsibility is providing continuous oversight and management of the accounts and assets we directly manage for you. Your dedicated Arbor portfolio manager will construct and manage a diversified, personalized portfolio that matches your goals and is working in concert with your other invested assets in your 401k, or other outside accounts. We provide quarterly portfolio holdings and performance reports in addition to the monthly statement from your account custodian (e.g. Charles Schwab & Co.). In addition, your personal Arbor portfolio manager will be readily available to discuss any aspects of your direct-managed portfolio.
• Financial Advice and Advocacy: As a fee-based independent advisor paid only to represent the interests of our clients, we serve – without conflicts of interest – as a trusted source of advice and guidance on a wide array of issues affecting your financial life. Our team is ready to provide guidance and assistance on challenging financial questions in areas such as estate planning, tax efficient investing, mortgages, life insurance, and education savings. Our ability and willingness to offer support on all financial fronts is one of the most important ways we can demonstrate our corporate mission of relentlessly advocating for the goals of our clients.